My parents have a horrible credit history, and they just put my name as a joint account holder without telling me. I do not own a personal credit card of any kind yet. Will this affect my future credit history?
If you aren't delinquent, they don't care. Make those minimum payments until you die.
If you cease paying, they will write off the debt as a loss and sell it to a collection agency...they will be the ones to sue you.
Ok so here s the thing. Ive been seeing a chiropractor for about three weeks. Every 30th of the month I make one payment. I gave them my debit card which they ask for to make the payment. No problem. However they ask for two debit cards for a backup. Now before y all go crazy and start saying it s sketchy or I m...
How can I build my credit score fast? I am trying to sell my home to purchase another home, but the banks won’t approve me because my credit score is only 560
Are there any ways to build a credit score fast?
I am a college student and I recently had to use one of my credit cards to pay for a bed, furniture, house deposit, rent, and things alike because I moved out of my old house into a new one with new roommates and I do not have enough money for all of those things at the moment. I used one of my credit cards with a...
So about a month ago my wallet was stolen with my state id, debit card, and insurance card inside it. I thought I'd go get a new instate id (moved from Texas to Washington a few months ago and hadn't gotten an instate id yet), turns out the birth certificate and social security card my grandparents handed...
I'm almost 25. Have about 10 credit cards (oldest is 6 years old). Never missed a payment. Also have a school loan and never missed a payment. Each credit thing on my credit card accounts (FICO/Experion/etc) says I'm around 710.
I got a new car this weekend and have a 6.9 APR? That is way too high for my...
This has happened to me several times where I paid doctors office with a check. They cash my check then later claim I did not pay and want a copy of the cancelled check. This is happening too often to me. I write the account number. Is this a new scheme or do they simply not know what they are doing?
The beginning of this 2018 year I got a car that I would be paying monthly for and pay the insurance monthly for. Before that I didn’t have credit and I don’t have a credit card. But by paying this monthly am I still building up credit?
And if they do, would I still have to pay off my Sear's credit card?
I didn t give him my pin or the number on the back of the card. It was an indian guy too. He kept asking me if I had another card available. Am I in trouble?
I ran into the problem of not being able to get a loan because I had too many credit cards with too much credit available on them. It would be better to reduce the number down to 2-3 and use those on a rotating basis as your main card, keeping the others for backup in case the primary card you are using is...
When I was a minor my mom added me as an authorized user on her card. 15 years later she's delinquent on that card and it's hurting MY credit. I used it like twice when I was 15.
Anyway, she tried to undo it online but it wouldn't let her. She called but they wouldn't let her talk to anyone until...